Bernie, do you have air conditioning in your home? That usually takes the humidity out of the air, as does radiator-based heat. In summers here (very humid) I run my A/C in parts of my house and also run dehumidifiers in my basement, but I don't keep my guitars near the A/C. Winter here requires adding water via a humidifier as well as RH gets below 30% often.
With regard to humidity, Bernie, it's really only long-term exposure to really dry air that will potentially cause your guitar to shrink and crack and/or break braces. This has happened to me, personally, so I'm very careful about it now. Don't allow your guitars to suffer from that.
On the other hand, high humidity can soften glues, but most guitars can swell a bit without causing permanent damage.
All temperature extremes are bad for solid wood guitars, but indoor temperatures are rarely a concern, Bernie unless you are living in 90degF heat for extended periods. If your guitar is cased indoors, then it's highly unlikely that temperature will be a factor for you unless you take a hot case and open it in a cold environment or vice versa. That can cause finish cracking on lacquer-based guitars, such as US-built Guilds.
Good luck, and stop worrying.
Just don't let your guitars dry out; that's a lesson you can learn from me.